10480 Islington Avenue, Suite #4 / Kleinburg, Ontario, Canada / L0J 1C0
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Get an Individual Health Quote!

Individual Health Benefits Plan

Personal health insurance (also known as individual health and dental insurance is coverage) that can help Canadians cover cost of medical bills due to an injury or illness. With personal health insurance you and your family would be reimbursed for eligible health expenses. This can include medical, drug, dental, vision, travel, other health-care expenses not fully covered by your provincial health-care plan.

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Get an Guaranteed Issue Health Quote!

Guaranteed Issue Health

The Guaranteed Issue Health Plan provides basic health coverage for routine medical expenses.

With no medical underwriting, our Guaranteed Issue Health Plan covers pre-existing conditions. Enjoy health benefits without any health questions to qualify. Choose from two different drug coverage options so your needs are met. Add optional out-of-province travel coverage

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Get an Travel insurance Quote!

Travel insurance

Travel Insurance can safeguard your trip investment, reimburse covered emergency medical costs, and give you 24-7 access to critical travel assistance services.

Make sure you’re covered for unexpected events when you’re away from home with coverage that fits your budget. To learn more about coverage options and get a free quote for travel insurance, start here by choosing the kind of trip you wish to protect for you and your family with the top companies in the market we link you direct to quote and purchase quickly.
Please contact us to schedule a phone consultation with a licensed agent to answer any questions.

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Get an Insurance Quote!

Visitor Travel

Canadian Insurance companies have numerous health insurance options available for visitors to Canada.

The main advantages for a relative visiting family or an employee on a work visa purchasing a plan from Canada vs their home country are as follows:

1. Direct Billing with most hospitals and Healthcare Facilities. Direct billing would not likely require that claims be paid up front.
2. Obvious and most important are the communication advantages and efficiencies when the need to process a claim/s arises.
3. The licensed broker is local, always there to assist with needs as they arise or extending coverage more readily if a longer stay is needed.

Long Term Care Insurance

• People are living longer today than ever before. According to Statistics Canada, 70% of those 65 or older will require some degree of care. Medical advances mean that diseases that caused death in the past now just cause disability. That’s the good news. But living longer costs money. Have you factored living longer into your retirement plans?
• Many of us think the government will look after us in our old age. If you become chronically disabled or mentally impaired, your provincial government plan may cover only a portion of the care, assistance and supervision you may need.
• If you do qualify for a full government subsidy, you will have to abide by their terms and conditions government nursing homes, government-regulated home care and only the benefits allowed within their parameters. The subsidy level for nursing home care is reviewed annually. If your income exceeds this level, you would be eligible for only a partial subsidy, or you could receive no subsidy at all on the cost of your accommodation.
• Private nursing homes can cost more than $3,500+ per month. Government nursing homes can cost less, but often have long waiting lists. Home care providers, which may include a private registered nurse, charge a rate of approximately $75 per hour. Less skilled care, like assistance with eating or light housework, can cost at least $25 per hour.
• With the demands of everyday living, few people are in the position to devote the hours per day it takes to care for a loved one, no matter how much they would like to do it.
• We all plan on being healthy throughout our lifetime, but sometimes getting older can prevent us from doing things that we now take for granted. Part of planning for your golden years means considering the possibility that you’ll need long-term care.
• Long-term care insurance provides you with the service and support you need to maintain your day-to-day activities should a chronic illness or cognitive impairment keep you from being able to take care of yourself.

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Get an Insurance Quote!

Group Benefits Small Business 2+ employees

Group insurance arrangements present an excellent way for employers to
provide valuable benefits to themselves and their employees. Group insurance arrangements are set up as “pools” of employees, which results in a significant cost savings to the members of the group. We have plans for all situations, but here we are featuring an excellent for companies with 2 or more employees.

Group benefit plans include:
• life insurance
• disability insurance
• dental insurance
• drug/prescription coverage
• health care (over and above OHIP)
• travel insurance
• vision care insurance
• critical illness insurance
• spouse and family protection
• and more…

If you’d like to speak to us about group benefits or wish to go to Market, please contact us and we would be happy to assist you.

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Personal service and discounts up to 40%

Best insurance for everyone

In this law company they have assembled only certified and experiences employees who stand behind their promise to deliver quality and timely services. It is so great to work with specialists who is truly interested in their client’s needs, goals and preferences. Thank you!

Bessie Sanders

Production Manager

Protecting your business and family has never been so simple.

Contact us for more information about our services.

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